AI Girlfriend Chatbot Pricing Comparison: Credit Math

Two AI girlfriend apps, one sticker price: about $19.99 a month. What that money actually buys depends on a private currency you can't spend anywhere else. OurDream Premium and GoLove.ai PRO both list about $19.99 a month, or about $9.99 a month billed annually ($119.88 a year). Both top tiers sit at about $59.99 a month.

Same $19.99, Two Different Currencies

Same $19.99, Two Different Currencies

Reading both pricing pages side by side, what caught me off guard was how little the sticker price tells you. The price is a tie. The real comparison is the bundled currency: 100 Stars on GoLove PRO against 1,000 DreamCoins on OurDream Premium.

My pick here is GoLove.ai, for one concrete reason. Every action has a stated Star price: 1 Star per image and 5 Stars per video. That means you can work out what a month buys before you pay. All prices are approximate (GoLove checked 2026-10, OurDream checked 2026-09) and vary by region and promo.

PHOTOS

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She sends them right there in the chat.

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OurDream Premium and GoLove PRO, Row by Row

OurDream Premium and GoLove PRO, Row by Row

Approximate prices: GoLove checked 2026-10, OurDream checked 2026-09. Prices vary by region and promo.

GoLove SeriesNetflix-level series 🎬 — and you can text every starEvery girl in these shows is a GoLove character. Watch her story, then chat with her in private and ask for more exclusive content 😏5 series32 episodesEp. 1–2 free 🔥New weekly

5 episodes

I Can Hear Their ThoughtsThe girls treat him like nobody. In their heads, he's the only one they want.Starring Barbara & MelissaWatch Ep. 1 free

5 episodes

My Professor Locked the DoorShe almost kissed him at the bar. On Monday she walks into his lecture — as his professor.Starring Jessica & DaisyWatch Ep. 1 free

7 episodes

My AI GirlfriendA black box on his doormat — and glasses that bring his perfect girl to life.Starring LexieWatch Ep. 1 free

6 episodes

She Streams on My PlatformShe streams to pay off her debts. She has no idea he owns the platform.Starring AnnieWatch Ep. 1 free

9 episodes

The Only Mortal in HeavenFired. Cheated on. Dead. Now a sweet angel and a wicked demoness both want him.Starring Angel & AsmodeaWatch Ep. 1 free

Text the stars 💬Same girls, private chat — ask them for more 😈

BarbaraChatMelissaChatJessicaChatDDaisyChatLexieChatAnnieChatAngelChatAsmodeaChat

The price ties on every tier. The difference is that GoLove's costs can be calculated, while OurDream's coin count can't yet be converted into images.

Before you compare plans, look at who you'd actually be spending Stars on. On GoLove a chat already works without an account, and the first photo is visible before any sign-up. Browsing the characters costs you nothing right now.

What 100 Stars and 1,000 DreamCoins Buy in Photos

What 100 Stars and 1,000 DreamCoins Buy in Photos

GoLove PRO: One Star, One Photo

Requesting a photo in chat works like this. You tap the media button, choose Send Photo and describe the scene in your own words. A photo of that same character arrives in about 20–45 seconds for 1 Star, and her face and body stay consistent with her avatar and earlier photos. If you spend nothing on video, 100 Stars works out to up to 100 photos a month.

Watch Popular Shows starring your
favorite AI characters.

Explore All

7 episodesMy AI Girlfriend

5 episodesMy Professor Locked the Door

9 episodesThe Only Mortal in Heaven

7 episodesMy AI Girlfriend

5 episodesMy Professor Locked the Door

9 episodesThe Only Mortal in Heaven

Explore All

The generator runs at the same rate: 1 Star per image, in runs of 1, 2, 4 or 8. PRO's plan card also lists unlimited image generation among its features. Since that sits next to a 1-Star rate, check the current plan card in the app to see how the two apply before you budget.

Pro: you know the price of every photo. Con: 100 doesn't stretch far if you request photos daily.

• Chat photo: 1 Star
• Generator image: 1 Star each, batches of up to 8
• Video: from 5 Stars

OurDream Premium: A Bigger Number, an Unknown Rate

OurDream gives you the larger headline balance: 1,000 DreamCoins, with images, voice and video all drawing from one coin pool. That's a fair strength. We could not confirm a per-image DreamCoin cost, though, so those 1,000 coins can't yet be converted into a photo count.

Characters you can open right now

Tap any of them and the chat starts there

Online

Barbara

22

A yacht won't surprise me, unlike sincerity and trust.

temptress

Chat now

Online

Jessica

41

Math tutor. I don’t exactly fit the picture of what a teacher is “supposed” to look like 😉

milf

Chat now

Online

Kennedy

22

confident, captivating, and unapologetically feminine. let's chat about your wildest dreams... I might just feature in them

caregiver

Chat now

Online

Amina

23

Dad says, "Amina, you have a strong character, I don't know how you'll find yourself a husband (these days)"

muse

Chat now

Online

Sunny

25

My porch swing is always open for sweet tea and good company

submissive

Chat now

Online

Nicole

24

A girl from Texas. My profile says it all. We’ll get along just fine — especially if you have a sense of humor.

brunette

Chat now

Video Is Where a Monthly Allowance Disappears

Video Is Where a Monthly Allowance Disappears

GoLove: 5 to 10 Stars a Clip

Video starts at 5 Stars. A 720p generator video costs 10 Stars, and so does the one-tap Generate Video under a chat photo, which renders a clip of about 5 seconds of the same character in the same scene in about a minute. A Video Note costs 10 Stars as well. The math is blunt: ten 720p clips use your entire 100-Star PRO allowance.

The generator offers Presets, Custom Video, Extend Video and Video Edit. It outputs at 480p, 720p or 1080p, with 1, 2 or 4 videos per run.

Pro: clear per-clip pricing. Con: a video-heavy month burns through Stars fast. That's a letdown if you expected 100 to cover a lot of clips.

On GoLove.ai, the order that works:

1. Pick a character — or build one to your taste
2. Say something real: she remembers your chat history
3. Open Chat Settings: pick her voice, lust level and reply length
4. Ask her for a photo in the chat
5. Want a set pose or outfit? The image generator has 35 realistic poses and 21 outfits

OurDream: Video Inside the Same Coin Pool

OurDream bundles video into the subscription and the DreamCoins balance. Its real strength is getting chat, image and video in one plan. We could not confirm the per-clip cost.

If video is your main reason to pay, budget for top-ups on either app. Open GoLove's generator now and pick the modes you'd actually use, because each one is a 10-Star line in your monthly budget.

A Month on GoLove PRO, Spent Star by Star

A Month on GoLove PRO, Spent Star by Star

COMPANION

MEET YOUR AI COMPANION

Hundreds of characters, one that fits you.

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Here's one way you could spend a month on PRO, using only the stated costs:

• Start: 100 Stars land when your billing month renews.
• Photos: you request 40 in-chat photos. That's 40 Stars, leaving 60.
• Video: you tap Generate Video under 3 favorite chat photos for short clips of the same character. That's 30 Stars, leaving 30.
• Batches: you run two 8-image batches in the generator. That's 16 Stars, leaving 14.

• Series: you open a couple of episodes past episode 2, at a few Stars each on PRO. That leaves roughly a dozen Stars minus whatever those episodes cost, so very little carries into renewal.

When you run out, the top-up ladder looks like this (approximate, checked 2026-10):

• 30 Stars for $9.99 (~$0.33/Star)
• 150 for $34.99 (~$0.23)
• 300 for $49.99 (~$0.17)
• 600 for $89.99 (~$0.15)
• 1,500 for $179.99 (~$0.12)
• 3,000 for $299.99 (~$0.10)

New users also see a limited-time Welcome Offer of 500 Stars for $59.99, which works out to about $0.12 per Star.

Small packs cost about three times more per Star than the biggest one. Buy fewer, larger packs.

Promos, Free Tiers and the $59.99 Tier: Myths That Cost Money

Promos, Free Tiers and the $59.99 Tier: Myths That Cost Money

• Myth: the −70% offer is the real price. Fact: GoLove shows "First Subscription −70%" to new users as a limited-time offer. No deadline or dollar figure is shown, and it covers the first billing period only.
• Myth: you have to pay to see anything. Fact: on GoLove, episodes 1–2 of every Series are free to watch, even without an account. You also get 2 daily reward Stars and a limited daily Feed. We could not confirm OurDream's free tier.
• Myth: annual is a gimmick. Fact: at the mid tier you pay about $119.88 a year (~$9.99/month), against about $19.99 a month paying monthly. That roughly halves the cost on both apps.
• Myth: the top tier is just more credits. Fact: ULTRA does add more monthly Stars. It also adds a Star-refill discount, stronger AI models, 8,000-message smart memory and priority creation.
• Myth: a bigger coin number means more content. Fact: without a per-action rate, 1,000 coins can't be compared to 100 Stars.

If you keep topping up, price ULTRA's refill discount against buying 3,000-Star packs before you settle on PRO.

Who GoLove.ai Is NOT For (and Where OurDream Fits Better)

Who GoLove.ai Is NOT For (and Where OurDream Fits Better)

Skip GoLove PRO if you're one of these:

• Free-only users. If you want a fully free, unlimited app, this isn't it. The free side is Series episodes 1–2, 2 daily Stars and a limited Feed.
• Video-first users who won't top up. 100 Stars covers about ten 720p clips. Past that you're buying packs.
• Anyone looking for an AI boyfriend. There are no male characters yet. The filter literally reads "Male (Soon)."
• Anyone hoping a subscription replaces a real relationship. It's a companion app. It's not a substitute for people.

OurDream deserves a fair hearing. It has matching price points, a larger headline coin allowance, and chat, image and video bundled into one subscription. It suits someone who mostly uses a desktop browser and wants one balance for everything. Keep in mind that it's web-only, with no native mobile app. For the details, see our full breakdown of OurDream's plans and limits.

Who Each Plan Is Actually For

Who Each Plan Is Actually For

Pick OurDream if you want the bigger headline coin number and an all-in-one subscription you use in a web browser.

Pick GoLove.ai PRO if you're comparing what $19.99 actually buys. On GoLove, every photo, clip and episode has a stated Star price. You get 1-Star in-chat photos of a consistent character, plus a one-tap Generate Video under each chat photo that brings the same character and scene to life. On top of that, PRO includes character creation, voice messages and calls, unlimited Feed and image generation. That's the plan I'd recommend for this search.

Heavy users should step up to ULTRA for the 8,000-message memory and the refill discount, rather than stacking small Star packs. Either way, the annual plan is the bigger saving. The −70% offer covers the first billing period only. For the wider picture, here's how GoLove stacks up as an OurDream alternative.

Once you've subscribed, start with Design with AI. Describe your companion in plain text, and in about a minute you'll have a named character with her own bio and portrait, ready for her first 1-Star photo.